MRA Blog

Pause To Give Thanks

Tales of people donating their time, talents and money to help others, especially during this time of year are plentiful. I am moved to hear about so many of our clients and affiliates who are deeply involved with their communities. From volunteering in schools, sitting on boards of community organizations, working to support veteran’s groups, like our local Clear Path for Veteran’s, volunteering with Doctors without Borders, volunteering at places of worship, visiting shut-ins at retirement homes, going on service or mission trips to other countries… the list is long.

Interview with CNY 55 Plus Magazine

I was interviewed for an upcoming article in the CNY 55 Plus Magazine. While the topic was focused on the financial and legal effects of marrying later in life (55+), the discussion brought up a lot of great points that are applicable no matter your age.

The Real Question

Welcome to Autumn! We enter the fall season following the most beautiful summer I remember in my 25 years in Syracuse. It was also a strong period for the stock market with the S&P 500 up a healthy 6.74% through September 15th. The top performing sectors were Utilities and Energy, while Financial Services and Healthcare lagged behind. The portion of the Broad Market which Morningstar classifies as US Value, increased by 10.21% while US Growth Stocks increased by only 2.19%. In general terms “Value Stocks” are characterized by solid fundamentals based on analysis of price earnings ratio, yield and other factors. Growth Stocks are characterized by higher earnings growth rates, higher price earnings multiples, and typically lower dividend yields. The top 5 positions in Morningstar’s Value Index are Exxon Mobile, AT&T, J.P. Morgan Chase, Wells Fargo, and Proctor and Gamble. The top 5 positions in their Growth Index are Amazon, Facebook, Alphabet (Google), Home Depot and Comcast. 1

3 Words on Investing

On July 21st, MRA president Neil Hoyt and the rest of the MRA staff welcomed 140 guests to the Greenwood Winery in E. Syracuse for their annual Summer Celebration. Clients, colleagues, and members of the business community listened as US Airman Jamie Biviano spoke about her work at Clear Path for Veterans followed by Neil sharing ‘a few words’ on investing. This post expands on his presentation – we hope you enjoy reading it.

MRA Summer BBQ

At Michael Roberts Associates, it is important for us to share with clients and the greater community not only what we do as a firm, but also what causes we care about. This year, we chose to support Clear Path for Veterans at our annual client appreciation event held on Thursday July 21st at Greenwood Winery & Bistro. With the help of Clear Path, those who have served our country have a safe and respectful environment to turn to for help with readjusting to the real world. We are grateful to have been able to work closely with Clear Path for Veterans and proud to have raised over $1,100 to support their organization.

Michael Roberts Associates Announces Support for Clear Path for Veterans

One of the most rewarding aspects about being in business is the connections we make with other businesses and charitable organizations in our community. Over the years we have supported many charities and non-profit organizations in the Syracuse area, including Jowonio School, Make a Wish Foundation, Syracuse Samaritan Center, Cystic Fibrosis Foundation and Golisano Childrens’ Hospital.

Turning Japanese

One of the very interesting aspects of our job as financial planners is listening to our many clients varied views of world events. I thought I would use this month’s blog to address (OK, debunk) those that are myths and misperceptions.

Municipal Bonds: Choice Investment for Millenials

With the 2015 Tax Filing deadline now in the rear view mirror, many individuals, especially those who had to pay significant Federal or State tax, are thinking through ways that they might do things differently and minimize the painful tax bite in the future.

Spring Musings

Hello my friends. Spring is in the air… Perhaps not in Syracuse where it is snowing today, but hopefully wherever you reside, and most definitely on the Calendar. I thought I would take this occasion to share a few thoughts with you.

Patience Is A Virtue

Hello my friends. Today is Sunday Dec 20th. I’m in my office now writing this after a quick stop at Wegmans . For those of you unfamiliar with Wegmans it is only the world’s greatest supermarket (this is a statement of fact and not debatable) and one of the great joys of Syracuse.