Michael Roberts Associates has provided sound financial advice to clients in Central New York since 1990. Located in East Syracuse, we pride ourselves on offering the best service to our clients. Not just in financial consulting but in all our support services, too. Your account is important to every single employee at Michael Roberts, and you will be treated professionally and courteously every time we meet. That’s our promise and our practice.
Neil J. Hoyt, CFP®
Neil joined Michael Roberts Associates in 1992. He is a recognized and experienced speaker on the subjects of estate and retirement planning—and has appeared on the PBS television program Financial Fitness. Neil earned his CERTIFIED FINANCIAL PLANNER™ certification in 1994. Prior to joining Michael Roberts, Neil worked at the Strauss Agency and the Prudential Financial Company, both located in New York City. He holds a BA in economics from Cornell University. Neil lives with his wife and two children in Manlius, New York.
Rachel B. Roney
Partner, Branch Manager
Rachel Roney is a partner and branch manager/registered principal at Michael Roberts Associates, Inc. She joined the firm in 1996. After relocating to Syracuse in 1992 with her husband, she spent five years at Cadaret Grant & Co. as the trading desk manager and then as director of continuing education. Originally from Pennsylvania, she attended Lehigh University and then spent 5 years on Wall Street as a second vice president for Chase Manhattan Bank.
Rachel serves her clients as part of a team that includes partner Neil Hoyt and assistant Michelle Papa. Together, they provide a high level of personalized customer service, such as choosing not to use voicemail so that their clients will always speak to a person when calling. That personal-touch philosophy is the foundation of their financial planning practice and is delivered through a customized solution for each individual, family, small business, or nonprofit organization she works with.
Besides being a busy mom of young adults, Rachel devotes time to various projects at the Dewitt Community Church. As a longtime member of DCC, she has served on the board of trustees, as a Sunday school and youth group leader, and as chair of the finance committee. Her current roles at DCC include serving on the stewardship committee, singing in the choir, and serving on the Samaritan Center serve team. The Syracuse Samaritan Center provides hot meals 365 days a year to Syracuse's underserved population.
Rachel has been a featured guest on WCNY's Financial Fitness, a popular local PBS investment advice program. In the winter, Rachel skis with her family, and in the summer, she is a competitive golfer in both the Syracuse Women’s District Golf Association and at Drumlins Country Club.
Jeffrey E. Klein, CFP®
Jeff joined Michael Roberts Associates in 1991. In 1997, he earned the CERTIFIED FINANCIAL PLANNER™ certification. He is a past member of the CNY Chapter of the Financial Planning Association and board of directors for the CNY Estate Planning Council. As a guest, he has made special appearances on the WCNY's Financial Fitness program. He holds a BS in finance from Alfred University. As a volunteer for the local Red Cross, Jeff sits on the investment committee. Jeff lives with his wife and two children in Baldwinsville, New York.
Sonnet L. Loftus, CFP®
Sonnet is a partner and a CERTIFIED FINANCIAL PLANNER™ professional with Michael Roberts Associates. She has been working with individuals and business owners located all over the country for over 14 years, providing sound advice and service for all of their financial planning needs. She obtained her BA in economics from Bryn Mawr College, in Bryn Mawr, Pennsylvania.
Sonnet believes that life should be at the center of the financial planning process. Assisting her clients as they pass through each phase of life and helping them to work through and anticipate transitions is what she does best.
As a CFP® professional Sonnet has completed the extensive training and experience requirements and is held to rigorous ethical standards.
In addition to being passionate about her practice, Sonnet is active in the community. She is consistently recognized for her financial expertise as she is a frequent contributor to CNY 55 Plus, a magazine serving active adults in the Central New York area. She is a member of the Financial Planning Association of Central New York. She has served on the ARISE Foundation board of directors and is a past member of the University Neighborhood Preservation Association, having served as treasurer and as a member of the executive committee. Sonnet is a native of Cazenovia, New York.
Paul C. Ahrens
Paul joined Michael Roberts Associates in 2005 after beginning his career with Morgan Stanley.
Prior to entering the financial services field, Paul worked in public schools as a teacher and administrator for 32 years. He holds a BS in industrial arts education from the State University College at Buffalo, an MS in industrial technology from Illinois State University and a Sixth Year Certificate of Advanced Study in Administration and Supervision from Southern Connecticut State College. As an industrial arts teacher, Paul was taught to use the right tool for the right job.
As a financial consultant, he works with his clients to identify the financial tools that will complete their financial toolbox (portfolio). Paul has completed the preparatory coursework for the CERTIFIED FINANCIAL PLANNER™ certification. Active in his community, Paul is a past president of the Plank Road Chamber of Commerce and currently the secretary for its board of directors. Paul lives with his wife in Baldwinsville, New York.
Registered Financial Associate
Michelle joined Michael Roberts Associates in January 2006 as a registered financial associate. She works as a direct client service associate with Neil Hoyt and Rachel Roney to provide excellent customer service to clients, assisting them with account inquiries, prepping paperwork, and scheduling appointments.
Michelle graduated from Onondaga Community College with a degree in business administration and holds FINRA Series 7, and 63 securities registrations. She and her husband, Dan, live in Bridgeport with their twins, Richard and Grace. Michelle volunteers with the National Great Pyrenees Rescue as an adoption and NYS foster coordinator and is an avid gardener, who keeps the Michael Roberts staff supplied with fresh vegetables at harvest time.
Client Service and Compliance Specialist
Bethany joined Michael Roberts Associates in December 2015 as a client service and compliance specialist. She works as a direct assistant with Jeff Klein and Sonnet Loftus to provide excellent customer service to clients, assisting them with account inquiries, prepping paperwork, and scheduling appointments. She also assists with compliance administration for the branch.
Bethany is a graduate of Onondaga Community College with a degree in humanities and holds a notary public. She comes to MRA with 10 years of experience in banking and insurance and is currently studying for the FINRA Series 6 securities registration. She and her husband, Axel, live in Syracuse with their four children: Axel Joseph, Isabella, Sophia, and Nico.
Besides being a busy mom who loves baking and toting her children from baseball, basketball, and soccer, Bethany is avidly involved at Most Holy Rosary Church and School, where she is an active member of the Taste of Strathmore committee and the Children’s Liturgy.
Client Service Associate
Lois serves as the Michael Roberts receptionist and as a client service associate, providing a warm, friendly welcome at the office and on the phone. She graduated from Bucknell University with a bachelor of arts in biology and sociology. She worked at the Northwest New Jersey chapter of the National Multiple Sclerosis Society before earning a master's in health and hospital administration at the University of Alabama in Birmingham (UAB). Over the ensuing years, she held various administrative positions at the Birmingham and Baltimore VA Medical Centers and at Prince George’s Hospital Center in Cheverly, Maryland.
Lois joined Michael Roberts Associates in 2013 following time out of the workforce to raise twin daughters, Chrissy and Eileen. She lives in Dewitt with her husband, Jim. In their spare time, they are both devoted golfers.
Robert J. Dugan, Retired
Investment Executive, Retired
Originally from New Jersey, Bob moved to Central New York and became a licensed broker with a local investment firm in the mid-1970s. His experiences and vision brought him together with Bob Cuculich and another partner to start Michael Roberts Associates in 1989. Since then he has become a recognized expert and speaker on the subjects of tax advantage systems, appearing numerous times on WCNY's Financial Fitness TV program. Bob lives with his wife in Liverpool, New York, and is surrounded by their children and grandchildren. Bob retired from Michael Roberts Associates in October 2014.